Tracking programs can trim your car insurance costs

Drivers continue to feel the pain of high car insurance costs. As premiums rise faster than inflation, Consumer Reports says there are some ways to trim those premiums.

First, raise your deductible and cancel coverage you don’t need. A $1,000 deductible compared to $500 might sound like a lot, but it could reduce your premium by more than 10%.

And if your car is older, consider canceling collision and comprehensive altogether, because you could end up paying more than you would…