Car insurance calculator 2023 | The Independent

Age and driving experience

New drivers of any age lack driving experience, making them less likely to spot hazards. But according to road safety charity Brake, younger drivers pose an even bigger risk for insurers due to the combination of youth and inexperience. 

According to the Association of British Insurers, drivers aged 17 to 24 are involved in 24 per cent of all fatal collisions, yet they only make up 7 per cent of UK licence holders. 

Their youth means young…

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