Of course, there are many factors that go into an insurance company’s decisions regarding what cars it will insure and how much it will charge. To determine premium pricing, or whether or not they’ll insure the driver at all, insurance companies also look at a driver’s overall risk profile, or how likely that person is to file a claim.
The factors that make up that profile include your age, gender, driving record, credit score, and history (in all but the three…
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